Ladder 7 Financial Advisories offers financial planning services to individuals to achieve their life goals.
A holistic plan is drawn up after understanding the income/ expense pattern, past investments, their specific situation, the time horizon, risk appetite etc. Tax, Estate, risk management issues are looked into and built into the plan. In short, this is a complete plan which is focused on achieving the clients’ goals in the best way possible.
16 November, 2017
Living life & loving it!
We all think about what life means to us. While thinking about it, I’m reminded of a hindi film song from the movie Aandhi. This song showcases a slightly different context.
But, for me, it kind of told the life planning story in a nutshell, which is - A life just lived is life, but truly that’s not the life it was meant to be.
Let’s get to the song -
Tere bina zindagi se koi shikwa toh nahin Shikwa nahin, shikwa nahi, shikwa nahin
Tere bina zindagi bhi lekin zindagi toh nahin Zindagi nahin, zindagi nahin, zindagi nahin.
The above lines translate to -
Without you I don’t have any complaints about life,
No complaints, No complaints, No complaints…
Without you there is life… but this is not life
Not life, Not life, Not life.
This song is from the well known movie Aandhi, a typical Indian Political Drama from 1975 played by Sanjeev Kumar and Suchitra Sen as the lead actors. The plot goes like this - A hotel manager and a politician’s daughter fall in love and get married. Due to certain differences, they get separated. Years later, they meet again and decide to give their relationship another chance…
The film shows how Sanjeev Kumar ( and Suchitra ) felt that about life and wanted to mend ways by bringing back his lost love, his wife, and get meaning back into his life. We may not all be in the same situation; but don’t we all feel like that about life, sometimes… that the life we are living is a wasted life & has no real meaning.
Don’t we all feel like this sometimes-
The life we are living is good by itself with no reason to carp.
No real reason to complain, no earthly shortcoming, no pain.
Looking a bit deeply we feel -
But the life we are living is not a life worth living,
not a life worth living, not really a life worth hanging on to.
What’s missing in life? How many of us are even willing to examine life seriously ? Many people tell me there is nothing missing. How would we ever know what we are missing,if we fail to contemplate and reflect on how we want our life to be.
For instance- Did we ever realise the importance of being connected before we embraced the mobile phone? McKinsey had famously predicted that there is at best a market for 40,000 phones, that too among truck drivers! But mobile phones are everywhere today.
We never know what we are missing till we discover what it would be like having it. When Russian people discovered freedom after Gorbachev & then there was an army coup, people came out on the streets to quell the army that was trying to take back their freedom. The army had to retreat in just three days! Once you discover it, it becomes precious & something that one cannot live without!
Lots of times we have securely locked our heartfelt desires deep within, and many times we are unwilling to even acknowledge them. Such instances are common - we do not want our goals to jeopardize our family members dreams, our goals seem too hare brained, the moment for that goal is long gone and so on.
But these heartfelt goals/desires that can make our life fulfilling, do not go away. If they are unaddressed, they remain deep within us, as a lingering regret, a vacuum in life that could well have been realised which could have resulted in deep contentment and a sense of achievement.
The truth is, we all long for the freedom to live our life in the way that would help us achieve our potential, do those things that are meaningful, be that person we always wanted to become- in short, we want to live life to the fullest, with no regrets. How wonderful life will be if this were possible!
But, it is possible. Life Planning is a field that has the answers.
Life Planning - How does it work - A good life planner would be able to facilitate this process and enable the client to connect with their heart’s core / soul’s purpose & nudge them to take the steps needed to make their new, wholesome, dream-life a reality. That would raise life to an entirely new level, filled with vigour & vitality and a sense of purpose.
The primary thing in Life Planning is to understand, what is that one really wants from life. There are exercises and sessions to facilitate this to bring out the true heart’s calling. Once the real goals become evident, the client will be able to develop a new vision of the fulfilling life they can now lead. This leads to a surge of excitement and a sense of urgency to move forward rapidly. The client may however need to surmount problems in the path leading to such fulfillment. The life planner would play a vital role in keeping the client focused on the end objective and keeping them on course to achieve their ultimate freedom of finding a life worth living, and looking forward from one day to another with excitement.
Once these are in place , a financial plan that would be needed to make all these happen, is drawn up. In fact, the life planner would have been working on the financial aspect right from the beginning to ensure that he/she will be able to come up with a workable plan, at the end.
Then the plan is put to action and the recommendations are implemented for the client. The Life Planner would have to stay in touch with the client to ensure that their enthusiasm for the new path they have chosen does not dim and their torch is burning with a steady flame with undiminished intensity.
In a nutshell - In the end, we all want to live a life imbued with meaning which liberates us… we crave for real freedom to do the things that would delight us & pump up our energy… We want to become the person we always wanted to be, live to our fullest potential. We always wanted to live a life brimming with vigour, vitality and enthusiasm to look forward to the next day with thrilling anticipation. That’s exactly what life planning can deliver
Life Planning can deliver a life worth living - a life that you would love living!